Cancer can be a devastating diagnosis for anyone to receive. It not only affects an individual’s physical health but can also take a toll on their emotional, mental, and financial wellbeing. The medical costs associated with cancer treatment can be astronomical, and without proper insurance coverage, it can be impossible to manage.
Understanding the need for comprehensive cancer insurance, Care Health Insurance (formerly Religare Health Insurance) offers a cancer insurance plan that provides extensive coverage for critical illness. With the added benefit of free doctor consultation, this insurance plan aims to help individuals and their families to cope with the financial burden that cancer treatment can bring.
The Comprehensive Cancer Insurance Plan
The comprehensive cancer insurance plan by Care Health Insurance is designed to provide coverage for cancer treatment from the initial diagnosis to post-treatment care. The plan offers a lump sum payout on the diagnosis of any of the specified cancers covered under the policy.
Some of the cancers covered under the policy include breast cancer, lung cancer, prostate cancer, colon cancer, and ovarian cancer, among others. The plan also covers all stages of cancer, including early-stage cancer and recurrence of cancer.
In addition to covering the cost of hospitalization and treatment, the policy also provides benefits such as organ donor expenses, daily hospital cash allowance, and ambulance expenses. The plan also offers a benefit called Indexation Benefit that increases the sum insured by 10% every year for every claim-free policy year.
Free Doctor Consultation
As part of the cancer insurance plan, Care Health Insurance provides a benefit of free doctor consultation. The insurer understands that cancer treatment can be an overwhelming and daunting experience for patients, and connecting them with medical experts who can provide the right guidance and support can be invaluable.
The free doctor consultation benefit provides individuals with access to a network of doctors who specialize in oncology and can provide expert advice on cancer treatment. The benefit allows individuals to seek a second opinion from a reputed oncologist, who can provide clarity and insights on their diagnosis and treatment plan.
The doctor consultation benefit is available to policyholders and their family members, and can be accessed through a phone call or video consultation. The service provides access to high-quality medical advice from the comfort of one’s home, eliminating the need to travel to a medical facility or wait in long queues.
Benefits of Comprehensive Cancer Insurance with Free Doctor Consultation
The Care Health Insurance cancer insurance plan with free doctor consultation offers a set of comprehensive benefits that ensure complete coverage for cancer treatment. Here are some of the benefits of the plan:
- Cashless Hospitalization: Policyholders can avail cashless hospitalization at any network hospital across India, ensuring hassle-free access to treatment and hospitalization facilities.
- Lump Sum Payout: The plan offers a lump sum payout on the diagnosis of any of the specified cancers covered under the policy. The payout can go a long way in helping policyholders cope with the financial burden of cancer treatment.
- Post-Hospitalization Compensation: The policy also covers post-hospitalization expenses for up to 180 days, including follow-up appointments, lab tests, and medication.
- Indexation Benefit: The policy also offers an indexation benefit that increases the sum insured by 10% every year for every claim-free policy year, ensuring that policyholders have adequate financial protection against rising medical costs.
- Free Doctor Consultation: The free doctor consultation benefit provides access to a network of medical experts who specialize in oncology. The benefit allows individuals to seek advice from reputed oncologists, providing clarity and support throughout the treatment process.
Conclusion
A cancer diagnosis can be a scary experience for anyone. Care Health Insurance’s comprehensive cancer insurance plan with free doctor consultation provides policyholders with complete coverage for all stages of cancer and ensures that they have access to the best medical advice and support.
The plan offers a range of benefits that cater to the financial and medical needs of cancer patients, from lump sum payouts to free doctor consultations. With Care Health Insurance, policyholders can rest assured that they have the coverage they need to manage the costs of cancer treatment and support throughout their journey. To learn more about the comprehensive cancer insurance plan, visit https://www.careinsurance.com/health-insurance/cancer-insurance.
